Ashley is our golden girl from the Golden State. Native to San Francisco and a former UCLA student, her initial passion in life has always been sport. A keen soccer, volleyball, and softball player, she presumed her life would involve continuing to play sports in her spare time and making use of her Master’s in Psychology during professional hours — and then she visited Las Vegas.
Making her first trip on a weekend getaway with three friends, Ashley immediately fell in love with Vegas, and it’s a relationship that shows no sign of diminishing. As well as being dazzled by the riotous sights and sounds that draw so many to the desert, Ashley found herself watching slots games and the people who played them, and wanting to find out more.
Upon returning home, Ashley focused on learning as much as she could about the mechanics of gambling and everything it has to offer. Combined with multiple trips back to Vegas, and a keenness to dabble in the online casino world when she couldn’t make the trip, Ashley’s aspirations began to change. She began to write articles in an effort to spread her ever-growing knowledge of the gambling world, focusing initially on casinos, but then expanding further into the sports betting and casino realm. Now, Ashley is a Contributing Editor of Las Vegas How To; our golden All-American-girl whose life took a surprising, but hugely rewarding, direction the moment she first inhaled Las Vegas’ dry, opportunity-rich desert air.
Slots are incredibly popular, thanks to a huge collection of titles covering every theme and genre you could possibly think of. So today we’re looking at slot machine payouts by state, to find out which ones offer the best returns.
We’ll be taking an in-depth look at the best casino payouts by state, so you’ll know what to expect from your reel-spinning sessions. With advice and tips to help you stay safe playing slots at land-based and online casinos, we’ve got absolutely everything you need to know, right here!
Before we go into the details of slot machine payouts by state, we first need to identify exactly what we mean by the term ‘payout percentage’. This is something that’s quite mystifying to newbie players, who don’t fully understand just how much the casino payouts by state can vary. There’s quite a lot to take on board, so let’s start with the basics.
The payout percentage of a slot machine is often referred to as the RTP, or Return To Player percentage. And although it sounds a bit technical to anyone who’s not a fan of math, it’s actually pretty simple when you get down to it, as we’ll explain.
Every slot machine, whether at a land-based casino or online, is programmed to return a specific percentage of its takings to players over the course of its lifetime. The software developers and game studios calculate this by setting the games to play literally thousands of spins over a long period of time. And by the end of the testing period, they come up with the average amount that is paid back to players in the form of winning payouts.
Why is RTP important?
Having a basic understanding of a slot payout percentage is incredibly important, as it gives you a good indication of the game’s profitability for the casino. But be very wary of anyone who tells you that it’s an indication of likely returns! This really isn’t the case at all, so we’ll dig a little deeper to show you why not.
Lots of people will tell you that a slot with an RTP of 95% will pay you back $95 for every $100 you spend. But if that were truly the case there’d be no point at all in playing any slots machine, as you’d always end up out of pocket – and the whole point of playing is to try and make a profit from your gaming session!
In reality, some slots players will win big payouts, some players will break even, whilst others will end up out of pocket. And because slot machines are programmed by RNGs, or Random Number Generators, it’s impossible to predict into which category you’ll fall when you next spin the reels of your favorite game.
Discover the house edge
Let’s be quite clear on this – when considering slot machine payouts by state you’ll need to bear in mind that the only sure-fire fact you’ll learn from the RTP is the house edge. The house edge is the amount of profit that a casino makes from a game, and that’s pretty much set in stone. To find the house edge simply subtract the RTP from 100. So an RTP of 95% would give the house an edge of 5%.
Check the volatility rating
Obviously checking out the RTP of a game gives you some insights into what might lie ahead, but a far better indicator of game suitability is its volatility, sometimes referred to as variance. Low-volatility games are best suited to newbies, low-risk players, and anyone with modest gambling funds. They’re programmed to deliver plenty of small wins, giving you plenty of spins for your money.
High-volatility games, on the other hand, are strictly for the risk-takers and high rollers. Expect long dry spells which can tear through your bankroll, with the possibility of occasional big wins. Progressive Jackpots are always highly volatile, as a proportion of every bet adds to the prize payout – which can reach millions of dollars in some cases!
And then there are the medium-volatility games, which fall somewhere in between. They’re programmed to pay out occasional big wins, interspersed with more frequent but smaller wins. These games can be incredibly deceptive though, as smaller wins are unlikely to cover the cost of your spin, meaning your bankroll could quite easily be disappearing even when you think you’re winning!
It’s important to note that slot machine payouts by state can vary quite a lot. Some states with gambling casinos allow the casino operators to set their preferred RTP rate, so it’s well worth checking. Not all casinos publish this information, so you may need to do an online search to uncover it. And if you’re really set on determining specific casino payouts by state, it might even be worth asking the customer support team to clarify the RTP percentage of a game you’re thinking of playing.
But there’s another factor affecting slot machine payouts by state, and that’s whether a casino is land-based or online. Bear in mind that bricks and mortar casino establishments have astonishingly high overheads – lighting, heating, staffing costs, and general maintenance all add up considerably and have to be factored into the equation.
Better potential returns for online slot machines
Playing slots online, on the other hand, tends to deliver much better returns. The operator has no public-facing premises to maintain, so they can pass on the costs they’ve saved in the form of more generous game payouts. Casino payouts by state can still vary widely though, even when playing online, although it’s possible to give yourself a bit of an advantage here. The secret is to look for operators in states that allow online gambling, as they’re usually much more willing to publish the full game data, making it much easier to assess your winning possibilities.
Luckily for you, you’ve managed to find your way to our site! Our experts drill down into the fine details of all casino payouts by state featured across our pages. So you’ll already know what to expect from the moment you sign up and start playing!
Where are online casinos legal in the USA?
We don’t need to explain that the US laws surrounding land-based and online casinos is complex and confusing! With no federal legislation preventing gambling, it’s down to individual states to make up their own mind about what’s allowed, and what isn’t. You’ll find there are variations in things like the gambling age by state, as well as the types of gambling that have the green light.
Online casinos are legally permitted to operate in New Jersey, Pennsylvania, and Nevada, as well as Delaware and Michigan. West Virginia has recently changed its laws to permit online gambling, and Illinois, Iowa, and Indiana are likely to follow suit before too long. And the majority of states permit gambling in one form or another, with Utah and Hawaii being notable exceptions. So it’s worth checking out casino payouts by state to make an educated guess about potential returns.
Check out which type of online gambling your state allows!
Which online slots have the best payout percentages?
Any assessment of casino payouts by state needs to take into account whether they’re land-based or online operators. As we’ve already mentioned, bricks and mortar casinos have much higher overheads than their online counterparts – and that translates into much lower return percentages. So whereas a slot machine at a brick and mortar casino may offer an RTP of around 75%, you can expect to see this rise to around 95% or more when playing online. In much the same way, for states that allow online poker, you’ll also see variations in the rakeback
When it comes to online slots, the average RTP is 96%, which gives a house edge of just 4%. We advise caution when playing online slots with an RTP below 95%, although we wouldn’t let it put us off if there was a game we were really desperate to try. But we recommend aiming for games with an RTP of 95% or higher simply because they’re more likely to spin up the cash prizes you’re chasing.
The highest RTP for any online slot is an incredible 99.07% for Ugga Bugga, a low-volatility game from Playtech. But NetEnt delivers some incredible potential returns too, with Mega Joker offering 99% and Mega Joker coming in at 98.86%. If you decide to play any of these games, be sure to check out the slot machine payouts by state where you live, to make sure this RTP is applicable.
Our 5 top tips for online casino gaming in the USA
Now that we’ve taken a look at slot machine payouts by state, you’re probably itching to get started. But before you head off to the first online casino you come across, here are five essential tips to help you get the most from your gambling experience.
Check out the online casino operators in your state
If you’re lucky enough to live in a state that allows online casinos to legally operate, we recommend checking them out first. They’ll be keen to draw in new players just like you, so they’re likely to publish the full details of every game, enabling you to make informed decisions about the games to choose from.
And since online casino payouts by state can sometimes vary, it’s worth taking a look at a few other casinos in other states too, to see how they compare. You won’t be able to take advantage of better return rates applicable to another state, but at least you’ll have the full picture.
Read our comprehensive reviews
We’ve already done all the legwork in tracking down the top casino operators, so you won’t have to worry about scam sites wanting to part you from your money with little chance of any returns. Our experts go to great lengths to explore every part of every single casino we’re reviewing. And we really dig deep! We tell you absolutely everything you could possibly need to know about each operator, covering information such as:
The look and feel of a site, including ease of navigation
Licenses and security, to make sure it’s legitimate
Bonus awards to help your initial deposit go further
Customer support services and the length of time it takes for them to respond
The range of deposit and withdrawal methods on offer, together with timescales
Player rewards and loyalty programs
The range and selection of games on offer
Check out the RTP and volatility
Now that we’ve explained the significance of RTP percentages and volatility ratings, you can use this information to guide you when selecting which games to play. This is extremely important if you’re hoping to have an entertaining and fun gambling session, as choosing games that don’t align with your risk profile and gaming style will quickly drain all the fun out of the experience!
Set wagering limits
Once you’ve examined slot machine payouts by state, and worked out which games you’d like to play, it’s absolutely essential to set clear wagering limits. It’s so easy to start playing with good intentions, only to find you hit a losing streak that you’re convinced will turn in your favor within a few spins. Those few spins can quickly become even more spins, and before you know it you’ve blown a giant hole in your bankroll! So decide how much you’re going to wager on a game, and stop when you reach that amount, regardless of how well – or badly – you’re doing.
Use bonus offers to maximize gameplay
No matter how much you explore slot machine payouts by state, you’re ultimately limited to playing at operators within your specific jurisdiction. But you can help your bankroll to go further – and give yourself some additional winning opportunities – with the help of player bonuses. Most operators offer a Welcome Bonus when you sign up, which could be a no-deposit bonus, a deposit match bonus, a free spins offer, or even a combination of all three, depending on the individual operator.
Bonus funds come with terms and conditions attached to them, and we go through the fine print to bring you the complete details of each offer. But you’ll need to pay attention, as many bonuses have a time limit, and you may need to input a code during the signup process to activate them. There will almost certainly be wagering requirements attached to them too, so make sure you’re very clear about what’s required to avoid missing out.
Conclusion: start exploring slot machine payouts by state
We hope that by now you have a good idea of the wide variety in casino payouts by state, enabling you to make the most of playing slots games safely online. There’s quite a lot to take on board, but once you’ve mastered the concepts of RTP and volatility you’ll be able to pick out the games that will give you the most satisfaction – and hopefully some prize payouts too! On that note, don’t forget that for all gambling winnings state taxes are applicable, so make sure you account for that when you tally up your profits.
If you’re ready to start playing, check out the online casinos available to you here on our site. All of them have been carefully hand-picked by our experts, so you can be sure of a safe, fair, and secure gambling experience. And don’t forget to check back regularly to read our helpful advice guides, helping you make the most of your gambling activities. With new online casinos cropping up all the time, we’ve always got the latest and best information ready and waiting for you!
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Casino payouts by state FAQs
💲 What are the best US slot machine payouts by state?
Casino payouts by state can vary quite significantly, so it’s worth doing some research before deciding which games to play. Or you could save yourself the time and trouble and read our guide to playing slots online in the US! We’ve got a ton of helpful advice, and when you’re ready to start playing we’ve got some incredible bonus offers to get you started!
🎲 Why do casino payouts by state vary so widely?
Every state is allowed to make up its own mind about whether or not gambling is allowed, with different laws for land-based and online casinos. Read our complete article to find out why this is, and what you can do to encourage the odds to go in your favor. We’ve got all the info you need to start playing your favorite games, as well as fantastic bonuses that you won’t find anywhere else!
🎰 Can I play online slots legally in the US?
Every state is allowed to make up its own mind about the legality or otherwise of online slots games. And there can be quite a lot of difference when it comes to assessing slot machine payouts by state. Luckily for you, we’ve got the complete lowdown on the subject with an in-depth article explaining everything you need to know. All this, plus casino reviews, how-to guides, and much, much more – come and take a look!
Players must be 21 years of age or older or reach the minimum age for gambling in their respective state and located in jurisdictions where online gambling is legal. Please play responsibly. Bet with your head, not over it. If you or someone you know has a gambling problem, and wants help, call or visit: (a) the Council on Compulsive Gambling of New Jersey at 1-800-Gambler or www.800gambler.org; or (b) Gamblers Anonymous at 855-2-CALL-GA or www.gamblersanonymous.org.
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