US Online Casinos That Accept Bank Account Deposits 2024

How to Deposit in Online Casino with Bank Account

Our experts have undertaken extensive research about online casinos accepting bank account payments and found out that many punters still prefer making casino deposits with their routing and account numbers, as their preferred online payment method for players in the online gambling industry.

While, clearly, not the most popular, many online casinos accept bank account or bank deposits. In this article, we’ll take a look at bank account deposits and withdrawals, their history and why they remain popular to this day.

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The top casinos that accept bank account payments in 2024

BetMGM accepts bank account deposits via bank transfer and/or credit/debit card payments and withdrawals via ACH e-check. BetMGM is perhaps the biggest betting brand in the US and is fronted by Jamie Foxx. As well as a sophisticated online casino, BetMGM also offers access to an excellent sports betting platform with competitive odds.

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PartyCasino allows players to fund their accounts using online banking and more. You can claim their excellent welcome offer when depositing with this online casino. On top of that, PartyCasino is one of the few dedicated online casino-only platforms in the US – making it one of the best around.

FanDuel is another popular online casino that allows you to use bank transfers to deposit into your account. While credit card payments are instantaneous, you should be aware that other online payments may take up to 48 hours before they appear on your account.

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Making a payment with your bank account – A step-by-step guide

Bank accounts used to be the preferred option for payment in online casinos. It is a widely accepted means of receiving and sending money online. It is the most secure method of managing your funds in online casinos. The process is pretty simple – the online casino provides bank account details so you can deposit money using your bank account.

Bank account deposits are one of the most used online casino payment methods. PayPal may have the lion’s share in e-commerce, but traditional bank transfer methods are the most tried, tested, and trusted in online gambling. There was a time when online gambling enthusiasts could only play in online casinos accepting bank account and debit card payments. Nowadays, there are plenty of other ways to fund your online banking account – still, bank account payments remain the most popular if you wish to make a casino deposit with your routing and account number.

So let’s recap the step-by-step guide on how to make a payment using your bank account:

Step 1

Choose from a wide selection of online casinos that accepts your preferred bank account and register.

Step 2

You might need to verify your email account by going to your inbox and clicking the verification link sent by the online casino to your email address.

Step 3

Proceed to the Cashier section of your online casino and choose the option “Deposit.”

Step 4

Select your bank account as your method of choice on the online casino payment methods.

Step 5

Input the amount you want to deposit and the bank details that the online casino needs. Please be mindful of the minimum and maximum deposits that the online casino sets.

Step 6

Answer all security checks set by your bank. It may be in the form of security codes sent to your mobile phone or a password that you need to key in.

Step 7

Wait for the processing time for your payment to be posted, and then play!

Top 3 Online Casinos accepting Bank Account Deposits in May 2024

Average time of bank account deposits and payouts

One advantage of using bank accounts as your payment method is that the deposit and payout process is protected with utmost security.

It may not be the fastest option since deposits and withdrawals made to online casinos using a bank account are a bit slow. It is especially true for withdrawals, where it usually takes several days to get your winnings, but what they lack in speed, they make up for in terms of security. You can rest assured that the money will arrive in your bank account no matter what.

Some casinos process payments of winnings slowly, as they usually double-check and verify your identity before they release any money to you. Nonetheless, despite the casino’s unrushed withdrawal process, you can be assured that your winnings will arrive in your bank account within a few days.  With the massive number of sites that accept bank accounts, it is on par with industry leader Neteller online casinos and Google Pay online casinos.

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Bank Account Verification Requirements: Better safe than sorry

Like other payment methods, online casinos with bank account payments need to protect their business, so there is a need for all players to undergo a verification process. Necessary documents vary depending on the online casino’s terms and conditions, so if you wish to make a casino deposit with your routing and account number, please read on.

All you need is your ID card or driver’s license, passport, and recent proof of address issued in the last three months. Once you have the following requirements, you can follow these simple steps.

  • Scan your passport clearly, and include the registration page.
  • Scan your driver’s license as a secondary identification and supporting document.
  • Submit confirmation of the address of residence.
  • Scan the bank card of the account you used to deposit.

Once all your requirements are submitted, the online casino will verify your account in minutes. Easy, right?

If you have any reservations about providing your financial information to online casinos, you should read the online casino rules before registering. Is it safe to provide your passport and other vital information to licensed online casinos? The answer is yes. It is safe and secure.

Licensed online casinos have secure servers where they store the vital information of their players. Of course, fly-by-night online casinos are not to be trusted. Players must choose online casinos wisely.

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The history of bank accounts: The safest method for online casinos

Bank account transfer payments are the oldest and most trusted online payment methods, much like making a casino deposit with your routing and account number. Going back to the early days of online gambling and sweepstake casinos, there weren’t many options to choose from regarding payment methods for online casinos. Most use direct bank account deposits, and some casinos accept checks. VIP preferred online casinos often use bank accounts as their method of choice, and some use alternative solutions, like Venmo deposit options. The well-known and reputable online casinos will accept bank account deposits as payment options.

It’s safe to say that many players now think that bank account deposits and cheques are outdated and a thing of the past. E-wallets, like PayPal and Skrill, are the hottest payment methods in online casinos. The primary reason for the decline in the popularity of bank accounts is that it is probably the most time-consuming method for deposits and withdrawals.

Bank Account: Pros & Cons
Bank Account: Pros & Cons
  • Safe and secure
  • Easy deposits for most people
  • Everyone already has a bank account
  • Can be done in other currencies
  • Not the fastest payment method

Bank account payments compared to other providers

Bank Transfer may be the most secure payment method in online casinos today. But if you’re still wary of disclosing your bank information on the internet, let us discuss the pros and cons of the bank transfer service compared to other payment method providers.

Bank TransferOther Methods
With a bank account payment, you don’t have to worry about the security of your bank details with the online casino because it is one of the safest payment methods you can use.Several US banks do not allow payments to online casinos.
Bank accounts have cheaper and more competitive deposit fees compared to other payment providers.Some players are wary of giving out their bank account information in online casinos.
Bank transfer is widely accepted in over 200 countries and carries over 40 currencies.Deposits and withdrawals may be slower than most providers available. Compared to credit cards, where it can take up to several days to get your winnings, you can get your money from bank account transfers in 3-5 days max.
No need to open special accounts.Mastercard and Visa remain the most popular payment option for online casinos today. Multiple online casinos accept bank accounts, but it is becoming an outdated payment method for most casinos.

The best alternatives to bank accounts

Visa & Mastercard

Visa and Mastercard credit cards are the two most logical alternatives to bank accounts, especially as some banks may block you from funding an online gambling account. Visa and Mastercard are the two most common branded cards in the US today, and make a natural go-to for quick and safe deposits. The majority of online US casinos accept Visa and Mastercard, including BetMGM.

PayPal

PayPal and other e-wallets offer a safer and more private alternative to using your bank account directly. E-wallets such as PayPal don’t share your personal or financial details with the merchant, helping to reduce your online paper trail. Betting giant FanDuel accepts PayPal payments, as well as some other similar e-payment services.

Prepaid cards

Many online casinos offer prepaid cards today and offer players quick and easy deposits. The main advantage to these prepaid cards is the instant and free withdrawals many offer. The Borgata prepaid card is particularly advantageous in this respect.

You may be wondering what payment method is best for you. The quick answer is bank accounts. While credit and debit cards may be the most popular, many users and online casinos are impressed with the security and legitimacy of bank account deposits. Regulated by the banks, wire transfer is a safe and secure way to finance your online gambling anywhere globally and in places where gambling sites are legal.

If you’re asking which payment we recommend? Of course, we recommend paying casino sites with bank account payment options because it is the safest and most secure.

We highly recommend using your bank account as a primary payment method since you can manage your bets and receive winnings straight into your bank account. Online betting payments are discrete and fast.

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Takeaway

The upsides of bank account payments are endless, and the downsides are minimal. Yes, online casinos accepting bank accounts may be the oldest method around, but who cares? It is the safest method; that is all we need to hear.

When it comes to safety, using your bank account adds another layer of protection to your financial information by using two to three-factor authentication set by the bank. Furthermore, payments made through bank accounts use military-grade encryption methods and the highest industry standards for total protection.

Bank accounts are widely accepted at most reputable casino sites, much like Apple Pay deposits, so you’ll never have to look for casino sites that accept them.

For more casino news and advice, don’t forget to stay tuned to our latest post, including our latest prepaid card online casino or checks online casino guide. If you’re looking for an alternative to an online casino deposit with a bank account, it might just be what you’re searching for.

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Online Casinos Accepting Bank Account Deposit USA FAQ

🎁 Do I get a bank transfer casino bonus?

Yes. Players who use their bank account as their primary payment method are usually entitled to a bonus. However, due to abuses made by punters in the past, not all casino sites offer a bonus when you deposit using bank accounts. So it is best to ensure the casino you’re signing up to allows customers to claim their welcome offer when depositing via bank transfer before you go ahead and sign up.

💳 Do I need to use the same deposit and withdrawal method?

Different online casinos have varying deposit and withdrawal policies. Gambling operators impose their own rules and regulations regarding payments. If you have fully verified your bank account, using it as your deposit and withdrawal method is highly recommended. Not only is it quick, but your financial information is secure with the safeguards banks have implemented.

💳 Do all casinos accept bank account payments?

While the popularity contest may favor e-wallets, that is not to say that bank account payments are less acceptable. You may find it hard to find a casino site that doesn’t accept a bank account as a payment method. We at betting.co.uk always look for the best casino site that offers bank transfer payments, so wait for our comprehensive list.

💰 How to deposit in an online casino?

By depositing in an online casino players can easily bet on their favorite slots and win money. We provide you with a curated list of online casino sites with bank account options where you can deposit money. Once you successfully deposit money in any of the casinos, you can easily place a bet on your favorite slots.

🏦 Can my bank account block gambling activities?

Some banks allow the option of setting a limit to your spending in gambling -they monitor how large your online casino payments are in a given period.  However, your bank may block any suspected gambling activities if online gambling is illegal in your state. Visit us at LasVegas-HowTo to find out the legal status of gambling in the US.

🛑 Why did the operator block my account?

There are many reasons why an operator will block your account. One of the common reasons is when you have violated the terms and conditions of the gambling site—using multiple accounts is grounds for banning a player from the site. Providing fake and untruthful information during the verification process also violates the site’s Know your customer (KYC) policies.

Here are other reasons why your account may be blocked:

  • Massive winnings
  • Suspicious activities
  • Unusual bank transactions
  • Bonus harvesting
  • Failed verification
  • Underage gambling
  • Data breach

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