Online Casinos Accepting Bank Account Deposit USA 2021

Find The Best Bank Account Online Casinos Here!

Our experts have undertaken extensive research about online casinos accepting bank account payments and found out that many punters still prefer bank account deposits as their preferred online payment method for players in the online gambling industry.

While clearly not the most popular, there are many online casinos that accept bank account or bank deposits.In this article, we’ll take a look at bank account deposits and withdrawals, their history and why they remain popular to this day.

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The top casinos that accept bank account payments

BetMGM accepts bank account deposits via bank transfer and/or credit/debit card payments, as well as withdrawals via ACH e-check. BetMGM is perhaps the biggest betting brand in the US and is fronted by Jamie Foxx. As well as a sophisticated online casino, BetMGM also offers access to an excellent sports betting platform with competitive odds.

PartyCasino allows players to fund their accounts using online banking and more. When making a deposit with this online casino, you can claim their excellent welcome offer. On top of that, PartyCasino is one of the few dedicated online casino-only platforms in the US – making it one of the best around.

Ocean Online Casino offers the most interesting games library available in the US today. As well as having games provided by typical online casino games providers, Ocean Online Casino also has games provided from the wider gaming world – including titles from gaming giant Konami.

Making a payment with your bank account – A step-by-step guide

Bank accounts used to be the preferred option for payment in online casinos. It is a widely accepted means of receiving and sending money online. It is the most secure method of managing your funds in online casinos. The process is pretty simple – the online casino provides their bank account details so you can deposit money using your bank account.

Bank account deposits are one of the most used online casino payment methods. Paypal may have the lion’s share in the e-commerce niche, but the traditional bank transfer methods are the most tried, tested and trusted when it comes to online gambling. There was a time when online gambling enthusiasts could only play in online casinos accepting bank account and debit card payments. Nowadays, there are plenty other ways to fund your online banking account – still, bank account payments remain the most popular.

So let’s recap the step-by-step guide on how to make a payment using your bank account:

  1. Choose from a wide selection of online casinos that accepts your preferred bank account and register.
  2. You might need to verify your email account by going to your inbox and clicking the verification link sent by the online casino to your email address.
  3. Proceed to the Cashier section of your online casino and choose the option “Deposit”.
  4. On the online casino payment methods, select your bank account as your method of choice.
  5. Input the amount you want to deposit and the bank details that the online casino needs. Please be mindful of the minimum and maximum deposits that the online casino sets
  6. Answer all security checks set by your bank. It may be in the form of security codes sent to your mobile phone or a password that you need to key in.
  7. Wait for the processing time for your payment to be posted, and then play!

Average time of bank account deposits and payouts

One advantage of using bank accounts as your payment method is that the deposit and payout process is protected with utmost security. It may not be the fastest option since deposits and withdrawals made to online casinos using bank account are a bit slow. It is especially true for withdrawals, where it usually takes several days to get your winnings, but what they lack in speed, they make up for in terms of security. You can rest assured that the money will arrive in your bank account no matter what.

Some casinos process payments of winnings slowly, as they usually double-check and verify your identity before they release any money to you. Nonetheless, despite the casino’s unrushed withdrawal process, you can be assured that your winnings will arrive in your bank account within a few days.  With the massive number of sites that accept bank accounts, it is on par with industry leader Neteller online casinos and Google Pay online casinos.

Bank Account Verification Requirements: Better safe than sorry

Like other payment methods, online casinos with bank account payments need to protect their business, so there is a need for all players to undergo a verification process. Necessary documents vary depending on the online casino’s terms and conditions.

All you need is your ID card or driver’s license, passport, and a recent proof of address issued in the last three months. Once you have the following requirements, you can follow these simple steps.

  • Scan your passport clearly, and include the registration page.
  • Scan your driver’s license as a secondary identification and supporting document.
  • Submit confirmation of the address of residence.
  • Scan the bank card of the account you used to deposit.

Once all your requirements are submitted, the online casino will verify your account in a matter of minutes. Easy, right?

If you have any reservations about providing your financial information to online casinos, you should read the online casino rules before registering. Is it safe to provide your passport and other vital information to licensed online casinos? The answer is yes. It is safe and secure.

Licensed online casinos have secure servers where they store the vital information of their players. Of course, fly-by-night online casinos are not to be trusted. It is critical that players choose online casinos wisely.

Top providers with bank account payments

The history of bank accounts: The safest method for online casinos

Bank account transfer payments are the oldest and most trusted online payment methods. Going back to the early days of online gambling, there weren’t many options to choose from when it came to payment methods for online casinos. Most use direct bank account deposits, and there are some casinos that accept checks. VIP preferred online casinos often use bank accounts as their method of choice. The well-known and reputable online casinos will accept bank account deposits as one of their payment method options.

It’s safe to say that many players now think that bank account deposits and cheques are outdated and a thing of the past. E-wallets, like Paypal and Skrill, are the hottest thing in terms of payment methods in online casinos. The primary reason for the decline in popularity of bank accounts is that it is probably the most time-consuming method for deposits and withdrawals.

Bank Account: Pros & Cons
  • Safe and secure
  • Easy deposits for most people
  • Everyone already has a bank account
  • Can be done in other currencies
  • Not the fastest payment method

Bank account payments compared to other providers

Bank Transfer may be the most secure payment method in online casinos today. But if you’re still wary of disclosing your bank information on the internet, let us discuss the pros and cons of the bank transfer service compared to other payment method providers.


  • With a bank account payment, you don’t have to worry about the security of your bank details with the online casino because it is one of the safest payment methods you can use.
  • Compared to other payment providers, bank accounts have cheaper and more competitive deposit fees.
  • Bank transfer is widely accepted in more than 200 countries and carries more than 40 currencies.
  • No need to open special accounts


  • Several US banks do not allow payments to online casinos.
  • Some players are wary of giving out their bank account information in online casinos.
  • Deposits and withdrawals may be slower than most providers available. Compared to credit cards, where it can take up to several days to get your winnings, you can get your money from bank account transfers in 3-5 days max.
  • Mastercard and Visa remain to be the most popular payment option for online casinos today. There are multiple online casinos that accept bank accounts, but it is becoming an outdated payment method for most casinos.

The best alternatives to bank accounts

Visa & Mastercard

Visa and Mastercard credit cards are the two most logical alternatives to bank accounts, especially as some banks may block you from funding an online gambling account. Visa and Mastercard are the two most common branded cards in the US today, and make a natural go-to for quick and safe deposits. The majority of online US casinos accept Visa and Mastercard, including BetMGM.

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PayPal and other e-wallets offer a safer and more private alternative to using your bank account directly. E-wallets such as PayPal don’t share your personal or financial details with the merchant, helping to reduce your online paper trail. Betting giant FanDuel accepts PayPal payments, as well as some other similar e-payment services.

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Prepaid cards

Prepaid cards are offered by many online casinos today and offer players quick and easy deposits. The main advantage to these prepaid cards though is the instant and free withdrawals that many offer. The Borgata prepaid card is particularly advantageous in this respect.

You may be wondering what payment method is best for you? The quick answer is bank accounts. While credit and debit cards may be the most popular, many users and online casinos are impressed with the security and legitimacy of bank account deposits. Regulated by the banks, wire transfer is a safe and secure way to finance your online gambling anywhere globally and in places where gambling sites are legal.

If you’re asking which payment we recommend? Of course, we will recommend paying casino sites with bank account payment options because it is the safest and most secure.

We highly recommend using your bank account as a primary payment method, since you can manage your bets as well as receive winnings straight into your bank account. Online betting payments are discrete and fast.

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Bank accounts FAQs

Do I get a bank transfer casino bonus?

Yes. Players who decide to use their bank account as their primary payment method are usually entitled to a bonus. However, due to abuses made by punters in the past, not all casino sites offer a bonus when you deposit using bank accounts. So it is best to ensure the casino you’re signing up to allows customers to claim their welcome offer when depositing via bank transfer before you go ahead and sign up.

Do I need to use the same deposit and withdrawal method?

Different online casinos have varying deposit and withdrawal policies. Gambling operators impose their own rules and regulations regarding payments. If you have fully verified your bank account, it is highly recommended to use it as your deposit and withdrawal method. Not only is it quick, but your financial information is also secure with the safeguards that banks have implemented.

Why did the operator block my account?

There are many reasons why an operator will block your account. One of the common reasons is when you have violated the terms and conditions of the gambling site—using multiple accounts is grounds for banning a player from the site. Providing fake and untruthful information during the verification process also violates the Know your customer (KYC) policies of the site.

Here are other reasons why your account may be blocked:

  • Massive winnings
  • Suspicious activities
  • Unusual bank transactions
  • Bonus harvesting
  • Failed verification
  • Underage gambling
  • Data breach

Is it safe to deposit using your bank account?

One of bank transfer’s bragging rights is that they are one of the safest payment methods available on the internet. They’ve been used since the start of the online shift, and their success lies in their knowledge of keeping their customers safe and secure. The respective banks regulate them so that you can be sure of their legitimacy. As an alternative, Skrill is secure because you don’t have to disclose your financial information to the betting sites. Another thing that makes Skrill safe is the military-grade encryption technology they use.

Which is better, bank transfer or Neteller?

Bank account payments may have a slight advantage over Neteller because in terms of currencies accepted, Neteller has 28 while bank account payments accept more currencies in over 200 countries. The fees are also cheaper with bank payments compared to Neteller.

Do all casinos accept bank account payments?

While the popularity contest may favor e-wallets, that is not to say that bank account payments are less acceptable. You may find it hard to find a casino site that doesn’t accept a bank account as a payment method. We at are always looking for the best casino site that offers bank transfer payments, so just wait for our comprehensive list.

Can I use bank accounts to transfer Cryptocurrency in gambling casinos?

While cryptocurrency is one of the hottest things on the internet today, banks cannot send cryptos to merchants like online casinos and others.


The upsides of bank account payments are endless, and the downsides are very much minimal. Yes, online casinos accepting bank account may be the oldest method around, but who cares? It is the safest method, and that is all we needed to hear.

When it comes to safety, using your bank account adds another layer of protection to your financial information by using two to three-factor authentication set by the bank. Furthermore, payments made through bank accounts use military-grade encryption methods and the highest industry standards for total protection.

Bank accounts are widely accepted at most reputable casino sites, so you’ll never have to look for casino sites that accept them.

For more casino news and advice, don’t forget to stay tuned to our latest post including our latest prepaid card online casino or checks online casino guide. If you’re looking for an alternative to an online casino deposit with bank account, it might just be what you’re searching for.

Online Casinos Accepting Bank Account Deposit USA FAQ

🏦Are there online casinos which accept checks?

You can use many online casinos with a bank account for depositing money as well as transferring the winning amount into your bank account. There is also a new option available which enables casinos to accept eChecks. eChecks work in a similar way as traditional checkbooks do. To find out more about online casinos using bank account check out the guides at LasVegas-HowTo.

💳Do online casinos accept Debit cards?

There are several casino sites accepting bank account deposits. This makes it easier for the players to play and deposit money on their preferred cards. We provide you with a comprehensive list of casino sites with bank account to choose from. You can use your VISA, Maestro, or any other credit/debit card for transaction purposes.

Finding an online casino with bank account deposit options is easy in the US. Most of them accept both debit and credit cards for betting and withdrawal. You can easily find bank account online casinos where you can play slots and table games with the help of your debit card. Be sure to consult our guide at LasVegas-How-To to find the best providers with bank account payment options.

💰How to deposit in an online casino?

By depositing in an online casino players can easily bet on their favourite slots and win money. We provide you with a curated list of online casino sites with bank account options where you can deposit money. Once you successfully deposit money in any of the casinos, you can easily place a bet on your favourite slots .

🏦Can my bank account block gambling activities?

Some banks allow the option of setting a limit to your spending in gambling -they monitor how large your online casino payments are in a given period.  However, if online gambling is illegal in your state, your bank may block any suspected gambling activities. Visit us at LasVegas-HowTo to find out the legal status of gambling in the US.

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