The best US online casinos with credit card deposits
Borgata is an excellent online casino that is known for its ladn-based casino resorts as well. Their online offering is particularly notable for its amazing odds and extensive games library. Additionally, you can claim the excellent welcome offer when you make your first deposit using your debit card.
BetMGM is consistently our top-rated casino, and also offers an amazing welcome offer to first-time players making a deposit with their debit card. Additionally, they also offer a no deposit bonus in certain states. At the time of writing, BetMGM operates in more legal US gambling states than any other online casino (15).
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T&Cs apply, 18+
Unibet offers a bit of British flavor to gamblers in NJ. Given that online gambling in the UK is better established and has been longer-running, Unibet brings a wealth of experience to the US online casino sector.
Debit card verification requirements
Some, but not all online casinos will require you to verify your debit card before you can withdraw funds. This process is quite easy and shouldn’t take too long. If asked, you will need to upload a scanned copy of the front and back of your card. In most cases, you will only have to show the first six digits and the last four digits of the card number. The CVC/CVV number on the back should also be covered.
Once you have scanned the front and back of your debit card, you can upload the images through your account settings or by sending them to a customer service agent using the live chat function.
The history of debit cards
Americans have been using debit cards since the late 1970s. It is widely believed that the first debit cards were issued to executives with large bank balances by the First National Bank of Seattle. Other institutions followed suit throughout the rest of the 1970s.
Back then, debit card payments were similar to check payments in that they were not immediately debited from the card holder’s bank account. It wasn’t until 1984 that the first nationwide debiting system was implemented.
The use of debit cards flourished during the 1980s and 1990s as more and more ATMs became available. The dawn of the internet age and eCommerce made the debit card even more popular. Users could purchase a range of goods and services online using this method. Debit cards have been one of the most commonly used payment methods at online casinos for over two decades. This should come as no surprise considering how around 87% of Americans now have one.
While debit cards look almost identical to credit cards, there are several key differences. The main one is that debit cards only allow you to use the cash in your account. If you don’t have enough money in your account to cover the transaction, it will be declined.
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Debit cards compared to other payment types
There are several factors that make debit cards such a great payment option for those who play at online casinos. As mentioned, debit cards only allow you to spend what you have in your bank account. This is in contrast to credit cards like Mastercard for online casino deposits that allow you to spend money you don’t have. Another major difference between using a credit card such as Visa at online casinos and using a debit card is the fees. While both methods normally involve a transaction fee, credit card deposits can sometimes be subject to cash advance fees as well as high interest rates. Granted, the best online casino welcome bonuses more than offset these charges.
Debit cards are also accepted at most online casinos. Unlike some other methods like prepaid cards and Pay by Phone Bill for deposits, debit cards facilitate deposits and withdrawals. They almost always qualify for bonuses too. On the flip side, it usually takes longer to get paid by casino sites with debit cards than it would if you used an eWallet. Some sites will get eWallet withdrawals to you within a day, while debit card withdrawals usually take two days, three days, or even longer to reach your bank.
The best alternatives to debit card online casino payments
Credit cards are naturally the most logical and direct alternative to debit cards when it comes to making online casino deposits. The big advantage here is that they can be subjected to fewer restrictions from the bak than debit cards. BetMGM accepts Visa, Mastercard, and Amex deposits.
VIP Preferred is an e-check service that is accepted by pretty much all US-based online casino platforms today. It’s a quick and easy-t0-use service for making transfers from your bank account to your online casino account. One of the top providers that currently accepts VIP Preferred is Borgata, which you can read more about by using the drop-down menu bar above.
PayNearMe is a relatively new payment solution that allows players to deposit funds into their online casino accounts in cash via a QR code at a local participating convenience store. The main advantage to this is that it keeps your financial information offline, which is good for privacy. You can make PayNearMe deposits with FanDuel and a number of other US online casinos.
Debit Card: Pros & Cons
- Accepted by most US casinos
- Fast transactions
- No need to involve a third party middle man
- Safe and secure
- Your bank may not allow payments to gambling accounts
Most popular online casino payment options
People ask themselves a variety of questions when looking for the best payment method to use. Which option is the fastest? Which is the cheapest? However, the greatest concern usually revolves around security. Debit cards provide users with the highest level of security. It’s not just the card that is loaded with security features, but also the security technology that online casinos that accept debit cards use.
The latest SSL encryption ensures that all information remains confidential. Even if a nefarious third party figures out how to intercept the data, the advanced encryption renders it useless. If a site retains any information, that data is further protected by firewalls and strict privacy policies. By checking out a site’s security and licensing sections, you’ll discover just how well protected you are. Top-rated licensed operators in the United States only support payment methods that are guaranteed and secure.
Debit Card FAQ
Here are a few of the most commonly asked questions about online casinos that accept debit cards.
Do I need to use the same deposit and withdrawal method?
Online casinos require you to use the same method for withdrawing as you did to deposit. So, if you funded your account at an online casino with a debit card deposit, the site reserves the right to pay you out on the same card. This isn’t always possible though. If you used a debit card to deposit, but you are unable to withdraw for some reason, the site will provide you with an alternative method. The same goes for any other method such as Apple Pay online casino deposits, vouchers, and prepaid cards.
Why would an operator block my account?
There are a number of reasons why an operator would block your account. Perhaps you are trying to access the site from out of state? Maybe the information you provided during registration is false or can’t be confirmed? An online casino with debit card payments will likely block your account if they discover you are using a debit card or other payment account that isn’t registered to your name.
Can I get a debit card bonus?
While you probably won’t find any special bonuses specific to debit card deposits, almost all online casinos that accept debit cards will allow you to claim any bonus offers available if you use your card. With that said, you should always check the bonus T&Cs to make sure debit card payments qualify.
Why was my debit card deposit declined?
There could be a few reasons for this. One of the most common causes of debit cards being declined at online casinos is that the user tried to deposit more money than they had in their bank account. Another reason may be that your bank blocked the transaction. Some banks don’t process transactions with online gambling sites even though online gambling may be perfectly legal in your state.
Do debit card transactions have any fees?
CUsing a debit card to deposit or withdraw normally has a transaction fee attached to it. The amount of the fee mainly depends on the type of card you use and the institution that issued it. You can check with your card provider to find out what fees it charges for such transactions. You should also bear in mind that while some online casinos that accept debit cards charge a fee for withdrawals, a few also charge for deposits.
Getting around banks that block your payment to a casino with debit card
American banks aren’t on the same page with respect to processing online casino payments. While most of them provide the service, there are still plenty of them that will block transactions with online gambling sites. If your debit card online casino deposit is blocked, rest assured that you can still use your debit card to fund your account.
Most online casinos offer eWallet payment solutions such as PayPal and Skrill. Opening an account with one of these payment providers is free and it only takes about a minute. Once the eWallet is set up, you can use your debit card to instantly fund it. You can then use the funds in your eWallet to deposit into your online casino account. Just be sure to verify your age and identity with the eWallet as soon as possible so that you avoid any delays when you withdraw those funds back to your debit card or bank account. EWallets are perhaps the best solution to the problem.
Another way to get around a blocked debit card deposit is by using your debit card to purchase a prepaid card at a retail outlet. Visa and Mastercard prepaid cards come in a variety of denominations and they aren’t hard to find. You can also purchase a PayNearMe voucher at the nearest 7-11 using your debit card. PayNearMe is a widely accepted payment option at American online casinos. You can always use a wire service like Moneygram to deposit by using a debit card.
Conclusion – it doesn’t get much easier than deposits with debit cards
Debit cards are definitely one of the quickest and safest ways to conduct deposits and withdrawals at online casinos. A vast majority of Americans have a debit card and nearly every online gambling site accepts them. They allow instant deposits, reasonably fast withdrawals, and they usually qualify for welcome offers and reload bonuses. Licensed debit card online casinos treat you fairly and provide customers with the highest levels of security.
While there are some downsides such as certain banks blocking payments to and from online casinos, the pros outweigh the cons. Even if your bank blocks these transactions, it’s simple enough to legally circumvent the rules by using your debit card to fund an eWallet account or to purchase a prepaid card or voucher. Expect debit cards to continue being the go-to payment method at online casinos.
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FAQs debit card deposits at online casinos
❓How can I be sure that a debit card online casino is safe and legit?
There are a lot of ways to find out if an online casino or online sportsbook is on the up and up. If you want to make the process easier, you can learn more about the best and safest debit card casinos by checking out our expert online casino reviews.
⏳How long does it take to deposit and withdraw using debit card at online casinos?
This depends on a few factors that we conveniently detail for you at Las Vegas-How-To. Pending periods and the type of card you have are two factors. You can find more information regarding withdrawal times at specific online sites by referring to our handy operator reviews.
⛔What fees do I have to pay for making debit card deposits and withdrawals at online casinos?
Whether your online casino transactions may incur any fees depends on a few factors. To clear up any misconceptions you may have and to prepare yourself for any scenario, read our informative reviews to find out if you face any fees for deposits and withdrawals at online casinos.
⭐What online casino offers the best bonuses for debit cards?
There are many different types of bonuses you can get for using a debit card for deposits at online gambling sites. The real question is “Which debit card bonus suits me best?” Do you want cash? Do you want free spins? Do you want both? You’ll find the highest-rated ones by reading our expert bonus reviews.
❗What is the best debit card provider for me?
You may be wondering if the debit card you already have is ideal for deposits at your online casino of choice, or whether you should look into an alternative. To find out what your best options are, delve into our expertly researched Visa and Mastercard payment reviews for more information.