Author:
Matt
Last Updated:
08/09/2024
Experiences:
LV native and table games whizz
Experiences:
LV native and table games whizz
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Table of Contents
- The best US online casinos with credit card deposits
- Step-by-step guide for making a payment using a debit card
- Average time for debit card deposits and withdrawals
- Debit card verification requirements
- The history of debit cards
- Top US operators
- Most popular online casino payment options
- Debit Card FAQ
- Getting around banks that block your payment to a casino with debit card
- Conclusion – it doesn’t get much easier than deposits with debit cards
- Best US bonuses
- FAQs debit card deposits at online casinos
The best US online casinos with credit card deposits
Borgata
Borgata is an excellent online casino that is known for its land-based casino resorts as well. Their online offering is particularly notable for its amazing odds and extensive games library. Additionally, you can claim the excellent welcome offer when you make your first deposit using your debit card.
BetMGM
BetMGM is consistently our top-rated casino, and also offers an amazing welcome offer to first-time players making a deposit with their debit card. Additionally, they also offer a no deposit bonus in certain states. At the time of writing, BetMGM operates in more legal US gambling states than any other online casino (15).
Unibet
Unibet offers a bit of British flavor to gamblers in NJ. Given that online gambling in the UK is better established and has been longer-running, Unibet brings a wealth of experience to the US online casino sector.
Debit card verification requirements
Some, but not all, online casinos will require you to verify your debit card before you can withdraw funds. This process is quite easy and shouldn’t take too long. If asked, you must upload a scanned copy of the front and back of your card. In most cases, you will only have to show the card number’s first six and last four digits. The CVC/CVV number on the back should also be covered.
Once you have scanned the front and back of your debit card, you can upload the images through your account settings or by sending them to a customer service agent using the live chat function.
The history of debit cards
Americans have been using debit cards since the late 1970s. It is widely believed that the first debit cards were issued to executives with large bank balances by the First National Bank of Seattle. Other institutions followed suit throughout the rest of the 1970s.
Back then, debit card payments were similar to check payments in that they were not immediately debited from the cardholder’s bank account. It wasn’t until 1984 that the first nationwide debiting system was implemented.
The use of debit cards flourished during the 1980s and 1990s as more and more ATMs became available. The dawn of the internet age and eCommerce made debit cards even more popular. Users can purchase a range of goods and services online using this method. Debit cards have been one of the most commonly used payment methods at online casinos for over two decades. This should come as no surprise, considering how around 87% of Americans now have one.
While debit cards look almost identical to credit cards, several key differences exist. The main one is that debit cards only allow you to use the cash in your account. It will be declined if you don’t have enough money in your account to cover the transaction.
Top US operators
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Online casinos with debit card withdrawals compared to other payment types
Several factors make an online casino with debit card withdrawal such a great payment option for those who play at online casinos. As mentioned, debit cards only allow you to spend what you have in your bank account. This contrasts with credit cards like Mastercard for online casino deposits that allow you to spend money you don’t have. Another major difference between using a credit card such as Visa at online casinos and using a debit card is the fees. While both methods normally involve a transaction fee, credit card deposits can sometimes be subject to cash advance fees and high-interest rates. Granted, the best online casino welcomes bonuses more than offset these charges.
Debit cards are also accepted at most online casinos. Unlike some other methods like prepaid cards and Pay by Phone Bill for deposits, debit cards facilitate deposits and withdrawals. They almost always qualify for bonuses too. Conversely, it usually takes longer to get paid by an online casino with debit card withdrawal than it would if you used an eWallet. Some sites will get eWallet withdrawals to you within a day, while an online casino with debit card withdrawals usually takes two days, three days, or even longer to reach your bank.
The best alternatives to debit card online casino payments
- Credit cards are naturally the most logical and direct alternative to debit cards when it comes to making online casino deposits. The big advantage here is that they can be subjected to fewer restrictions from the bank than debit cards. BetMGM accepts Visa, Mastercard, and Amex deposits.
- VIP Preferred is an e-check service accepted by almost all US-based online casino platforms today. It’s a quick and easy-t0-use service for transferring from your bank account to your online casino account. One of the top providers currently accepting VIP Preferred is Borgata, which you can read more about using the drop-down menu bar above.
- PayNearMe is a relatively new payment solution that allows players to deposit funds into their online casino accounts in cash via a QR code at a local participating convenience store. The main advantage of this is that it keeps your financial information offline, which is good for privacy. You can make PayNearMe deposits with FanDuel and several other US online casinos.
Debit Card: Pros & Cons
- Accepted by most US casinos
- Fast transactions
- No need to involve a third party middle man
- Safe and secure
- Your bank may not allow payments to gambling accounts
Most popular online casino payment options
People ask themselves a variety of questions when looking for the best payment method to use. Which option is the fastest? Which is the cheapest? However, the greatest concern usually revolves around security. Debit cards provide users with the highest level of security. It’s not just the card that is loaded with security features but also the security technology that online casinos that accept debit cards use.
The latest SSL encryption ensures that all information remains confidential. Even if a nefarious third party figures out how to intercept the data, the advanced encryption renders it useless. If a site retains any information, that data is further protected by firewalls and strict privacy policies. You’ll discover just how well-protected you are by checking out a site’s security and licensing sections. Top-rated licensed operators in the United States only support payment methods that are guaranteed and secure.
Debit Card FAQ
Here are a few of the most commonly asked questions about online casinos that accept debit cards.
Getting around banks that block your payment to a casino with debit card
American banks aren’t on the same page concerning processing online casino payments. While most of them provide the service, there are still plenty of them that will block transactions with online gambling sites. If your debit card online casino deposit is blocked, rest assured that you can still use your debit card to fund your account.
Most online casinos offer eWallet payment solutions such as PayPal and Skrill. Opening an account with one of these payment providers is free and only takes a minute. Once the eWallet is set up, you can use your debit card to fund it instantly. You can then deposit the funds in your eWallet into your online casino account. Just be sure to verify your age and identity with the eWallet as soon as possible to avoid any delays when you withdraw those funds back to your debit card or bank account. EWallets are perhaps the best solution to the problem.
Another way to get around a blocked debit card deposit is by using your debit card to purchase a prepaid card at a retail outlet. Visa and Mastercard prepaid cards come in various denominations and aren’t hard to find. Using your debit card, you can also purchase a PayNearMe voucher at the nearest 7-11. PayNearMe is a widely accepted payment option at American online casinos. You can always use a wire service like Moneygram to deposit by using a debit card.
Conclusion – it doesn’t get much easier than deposits with debit cards
Debit cards are definitely one of the quickest and safest ways to conduct deposits and withdrawals at online casinos. Most Americans have a debit card, and nearly every online gambling site accepts them. They allow instant deposits and reasonably fast withdrawals, and they usually qualify for welcome offers and reload bonuses. Licensed debit card online casinos treat you fairly and provide customers with the highest levels of security.
While some downsides exist, such as certain banks blocking payments to and from online casinos, the pros outweigh the cons. Even if your bank blocks these transactions, it’s simple enough to legally circumvent the rules by using your debit card to fund an eWallet account or to purchase a prepaid card or voucher. Expect debit cards to continue being the go-to payment method at online casinos.
Best US bonuses
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Type:
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Cashable:
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Requirements (WR):
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Type:
Welcome Bonus
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Promo Code
****** Jackpota Promo Code
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Bonus Details
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Welcome Bonus
Cashable:
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Bonus Details
Type:
Welcome Bonus
Cashable:
yes
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1x Bonus
FAQs debit card deposits at online casinos
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