Author:
Matt
Last Updated:
05/01/2025
Experiences:
LV native and table games whizz
Experiences:
LV native and table games whizz
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Table of Contents
- Checks not currently accepted by legal US online casinos
- How to pay with checks at online casinos
- Average time of deposits and withdrawals using checks
- What are the verification requirements for checks?
- Top US online casinos 2025
- The curious history of checks
- How an online casino check deposit compared to other payment options
- Top US casino bonuses January 2025
- Most popular payment providers
- Most popular alternative online casino check deposit options
- Check Payments FAQs
- Why choose an online casino that supports checks?
- Conclusion – a traditional method with a modern twist
- Online casinos accepting checks FAQ
Checks not currently accepted by legal US online casinos
Unfortunately, at the time of writing, checks are not accepted by any online casinos across the US in 2025. However, there are plenty of more modern alternatives to using old-fashioned checks that can bring your online casino payments into the digital age. Later on in this review, we will run through some of these alternatives and tell you about some online casinos that accept them.
How to pay with checks at online casinos
When we think of checks, we don’t often associate them with online casino payment methods. Most of us simply imagine a piece of paper that acts as an IOU. That is, in fact, exactly what a check is. Typically, the bank issues you blank checks that have your name printed on them as well as a routing number and account information. You fill in who the check is payable to, the date the check becomes cashable, and the amount that will be issued to the payee. The payee can then go to the bank and deposit or cash the check. It usually takes a couple of days for a check to clear. Of course, just like paper checks, an eCheck will bounce if you don’t have sufficient funds in your bank account. That can result in some hefty fees. Checks are essentially a way of depositing at online casinos using your bank account.
Checks have evolved over the past couple of decades. While the old-school paper checks still exist, they have been supplanted by the eCheck. The modern eCheck works the same as traditional paper checks, except they are digital. They are highly secure due to their security features like authentication, encryption, and digital signatures. You can deposit at online casinos that take checks by doing the following:
- Log in at one of our recommended online casinos that take checks.
- Go to the banking section.
- Select the “Deposit” option.
- Select your checking option from the list of online casino payment methods.
- Enter the routing number, account number, and any other required information.
- Confirm and submit the transaction.
- Wait for the funds to reach your betting account.
- Start playing casino games for real money.
Average time of deposits and withdrawals using checks
Like traditional checks, eChecks are subject to a clearing process which means your online betting account may not be credited right away. With that said, some online casinos that accept checks will instantly credit your account if you are in good standing with them. If your online gambling site offers eChecks as a way to withdraw funds, you can expect to wait around three to five days for the money to reach your bank account.
Some online casinos even accept paper checks. It might be one of the cheapest ways to fund your account, but it is also the slowest way to do it. You need to consider the amount of time the check will spend in transit after you mail it. It could be a week or more. Then the operator has to deposit it and wait for it to clear, which can take a few more days. The entire process can take weeks.
The same goes for check-by-mail withdrawals. Even using one of our recommended fast payout online casinos won’t speed up a check withdrawal too much. Between the pending period, time spent in transit, and the additional time it takes to clear once you get around to depositing it at your bank, you could be looking at a couple of weeks before you can access those funds. Using VIP Preferred might be prudent if you want faster processing times and higher limits.
What are the verification requirements for checks?
If you play at online casinos that take checks, you have already provided your personal information and been verified. However, you may be required to fill out an additional form if you plan on depositing by check. This is similar to credit card users having to send copies of the fronts and backs of their cards.
When you select the check option when conducting an online casino deposit with checks, you are redirected to your bank’s website, where you must log in and then fill out and electronically send the check. Naturally, you are already verified with your bank. The bank will first verify the check’s validity and authenticity before transferring the cash to the online casino. As you can see, several checks and balances are in place when paying a casino with checks. This method is very similar to direct bank account deposits at online casinos.
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The curious history of checks
Evidence suggests that checks, or “bills of exchange,” were used in India as far back as about 300 BC. Historians have also concluded that the Romans were using them in the first century BCE. Checks became more prevalent during the 13th century as they allowed people in business to engage in trade without having to carry large quantities of cash, gold, and silver. From there, the use of checks flourished. Historians believe that the Commercial Bank of Scotland issued the first modern personalized checks in 1811.
The check itself has evolved in many ways. Machine-readable characters opened the door to automated sorting and clearing. Check guarantee cards enabled retailers to be sure that checks would be honored. As an aside, a check-guarantee card would eventually become debit cards. Perhaps the biggest change in checks came with the advent of eChecks. This advancement rendered their paper counterparts redundant. In fact, several countries have already completely phased out paper checks. Who knows how much longer online casinos that accept echecks will continue to support paper checks?
Even eChecks may eventually become a footnote in the history of payment methods. There are definitely plenty of other safe, secure, and much faster options to use at casino sites with checks. Still, some online gamblers prefer the simplicity and high level of security that checks and eChecks offer. Nearly 23 million eCheck transactions were recorded in 2013, showing that people still use them.
How an online casino check deposit compared to other payment options
Let’s face it; making an online casino check deposit with checks does not come with many advantages compared to other payment methods. Checks might not be as costly to use, but they are a heck of a lot slower than almost every other modern-day payment method in terms of both funding an online gambling account and receiving payment. Some people quickly point out that checks are secure and that it’s easy to keep track of your balances. Well, the same could be said for most other options too. Online casino deposits with Google Pay and other modern payment systems for deposits with VIP Preferred, as another example, are very cutting edge.
The reality is that most people who play at online casinos want their deposits and withdrawals to be secure and, even more importantly, fast. They want to start betting as soon as they have cash in their online casino account, and they don’t want to wait a couple of days or more for that to happen, as is often the case with using services like Moneygram at online casinos. While online casinos that accept checks are merely providing customers with another option, which is a good thing, it is perhaps the least efficient and slowest method available. At least clients who pay by check are usually eligible to receive an online casino welcome bonus and reload bonuses.
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Most popular payment providers
Many experienced and novice players see checks as a supported payment option at online casinos accepting checks. Many want to know if making online casino check deposits is safe. Using checks and eChecks is safe, secure, and totally legit. Licensed and regulated online casinos in the United States use the latest internet security protocols to ensure you are in a secure environment. It doesn’t matter if you deposit using a prepaid card, check, eWallet, or credit/debit card. You can be confident that the transaction is highly secure.
When you make an online casino check deposit, you are protected by several layers of security, including SSL encryption. You may be redirected to your online bank, but your bank is also heavily safeguarded using the same type of security technology. In short, paying by electronic check is just as safe as using pretty much any other method, including eWallets, direct bank transfers, and credit/debit cards. Our top-rated online gambling sites guarantee that paying by check is safe and legitimate.
Most popular alternative online casino check deposit options
VIP Preferred – an e-check service
If you are looking to fund your online casino account via check, VIP Preferred is your most suitable digital alternative. VIP preferred is an e-check service that transfers money from your bank account to the merchant quickly and easily with little to no fees incurred.
You’ll find that most legal online casinos in the US today accept VIP Preferred as a payment method for deposits. One such example is BetMGM, the most widely available online casino in the US today – which can be accessed from 15 legal gambling states and counting. It also offers an excellent range of online casino games and a fantastic sportsbook.
PayNearMe – your cash alternative to checks
If the appeal of using checks for you was keeping your payment details offline, PayNearMe might be the way to go. With PayNearMe, you will be given a QR code when you select it as a payment method. You can show this QR code on your phone when you get to your local convenience store counter and legally fund your online casino account using cash.
As with VIP preferred above, you’ll find that most US online casinos offer PayNearMe, including big names such as Borgata and FanDuel. If you’re looking for a more dedicated online casino, we would recommend Borgata for its amazing game library and generous bonuses for players in NJ, PA, and a handful of other US states.
PayPal – old but gold
PayPal was the trailblazer in the world of e-payment services and still remains among the best and most trusted there s today. It’s safe and secure and offers a quick solution for making deposits and withdrawals with your online casino account. To make matters better, it has been around so long that chances are you probably have an account – even if you haven’t used it in a while, it can always be reactivated.
We recommend one casino that accepts PayPal, and that is Unibet. This operator has been well-established in the European online gambling market for years and has now brought its unique online casino and sports betting services to some US states. You can read more about it in the review here at LasVegas-How-To.com – select it from the drop-down menu at the top of this page to find out more!
Check Payments FAQs
Here are some of the most commonly asked questions and mistakes to avoid regarding using checks at online casinos accepting checks.
Why choose an online casino that supports checks?
Check-friendly online casinos operate in several American states and will be in more of them as legal online casino gambling spreads to more regions. The sites are licensed and regulated by respected authorities like the New Jersey Division of Gaming Enforcement, the Pennsylvania Gaming Control Board, and other entities. These regulatory bodies ensure that the sites they issue licenses to treat their customers fairly and pay them promptly.
Online casinos in the United States serve up an array of provably fair games from the world’s best casino software developers like Microgaming, NetEnt, Yggdrasil, and Play’n GO. You will find a huge selection of slots, table games, and much more, including scratchcards, virtual sports, Bingo, and Keno. These sites also feature excellent bookmakers, and some even offer online poker.
If you deposit using a check, there’s a good chance you will qualify to receive a generous bonus. Free spins, free play, and bonus cash are just a few of the perks you can cash in on. You shouldn’t have a tough time finding a no-deposit bonus that will allow you to test the site and win real cash before you commit your own money. Why wouldn’t you choose an online casino that accepts checks?
Conclusion – a traditional method with a modern twist
While writing traditional paper checks is quickly going the way of the dodo bird, the use of eChecks is still quite popular. As explained in this tutorial, checks, and eChecks are safe, secure, and widely accepted, and they usually qualify for online casino bonuses. But that is far from unique. Almost every other payment method at online casinos comes with the exact same benefits.
The most prominent downside to using checks and eChecks is that they are slow compared to other options like eWallets, credit/debit cards, vouchers, and electronic banking, which facilitate instant deposits. ECheck withdrawal times are comparable to credit/debit card and bank transfers, but not all online casinos that accept checks will let you withdraw by eCheck. You could be in for a long and frustrating wait if you ask your online casino to send you a check by mail. Nevertheless, a lot of online gamblers don’t mind the slower speed of transactions. They would rather pay less for their transactions while being able to have complete faith in the safety and security that checks offer.
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