Top legal online US casinos with credit card payments
BetMGM accepts credit cards, and a quick click in our search bar above will tell you that this is our top-rated online casino in legal US gambling states today. BetMGM offers an excellent on the house sign up bonus for their casino, as well as a very extensive games library and well-designed platform.
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T&Cs apply, 18+
Ocean Online Casino
Ocean Online Casino allows players to have up to three credit cards connected to their account at a time. In terms of the actual platform, Ocean Online Casino’s games are powered by the best software in the industry – and there are some mouth-watering bonuses available in certain states!
Borgata is another Las Vegas and Atlantic City casino resort brand that also currently has an online casino platform. Borgata boasts over 1,000 online casinos slot games, as well as an excellent welcome bonus for players n NJ and PA.
Making a payment with Credit Card – things to keep in mind
First thing’s first, you need to know how to make a payment with online casinos that accept credit cards as a payment method. There are a couple of things to consider:
Choose your bookie
Before you can make your first credit card online casino deposit, you need to actually choose an online gambling site to do that with. Be sure to take into account what you are looking for in your ideal betting site. If having a strong selection of casino games to play or a wide variety of payment methods is a must for you then be sure to check up on this before signing up.
Here at Las Vegas How-To, we give you everything you need to know about the best online betting sites in the US. So, you can use our site to help you make your decision with ease. Once you have chosen one of the online casinos that accept credit cards as payment, you will then need to create your account. This shouldn’t take you longer than a couple of minutes but the important part of the process is that you link your credit card to your account so you can make deposits and withdrawals.
Making your first deposit
Now that you are all set up on one of the many online casinos that accept credit cards as a payment method, you can now make your first deposit. You should have by now linked your credit card to your betting account but if you haven’t yet, you can still navigate to the payment section of the betting site and link it there. Making your actual first deposit is typically very easy. All you need to do is select “credit card” from the list of available payment methods, choose what type of credit card you are using e.g., MasterCard or Visa, and then select the amount that you would like to deposit.
It really is that simple when making a deposit into a credit card online casino. If you want to find out what other deposit methods you can use and how to make payments into your betting accounts with them then we suggest taking a look at our guide for online casinos that accept Neteller or online casinos that accept Skrill.
Average time of Credit Card for deposits and payouts – speedy deposits, sluggish withdrawals
Many online betting fans will sometimes choose a deposit method purely based on the processing times deposits and withdrawals. Payment methods can vary to a significant degree when it comes to processing times but when you use a credit card, you won’t have to wait for so much as a minute as your deposit will reflect instantly in your betting account.
The time it takes for you to withdraw funds using a credit card, whether that be MasterCard or Visa from a credit card online casino can vary. Firstly, it may depend on the actual credit card online casino itself as some will process your request faster than others. Not taking that into account, your credit card withdrawal can take up to 7-days. Typically, you can expect it to reflect in your account within 2-5 business days but as we said, these time frames can vary. Check out our guide for online casinos that accept cash app for comparison on processing times.
Credit Card verification requirements – drivers licenses work just fine
If you want to start using credit card online casinos, then you will need to get your credit card set up first. This will require you to go through a few simple verification steps. Before you know it, you’ll be playing on the best credit card online casinos around.
First thing’s first, you will need to provide the bank that is going to issue you with a credit card some kind of proof of identification. This can be done in a couple of ways. You can send the bank a copy of your standard I.D. document, a driver’s license, or your passport. Any of these three will serve to provide proof of identity.
Unfortunately, you’ll still need to do a little more in order to claim your credit card. You will need to also provide the bank with some kind of proof of residence as well. This can be done by sending them a copy of a recent bank statement or one of your recent utility bills. Once you have sent these documents, the bank will then verify your I.D. This can take up to two days sometimes, but you can typically expect to have the process completed within the day.
To actually use a credit card online casino, you will need to verify your credit card again. This is also done by sending proof of I.D. in the same way that we just mentioned. You will then need to send the credit card online, a casino photo of your actual credit card with the important information blurred out. And that is really all there is to it, you’ll be playing with a casino site with credit card deposit capabilities in no time.
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The history of Credit Cards – where it all started
The history of credit card is an interesting one. The first credit card that was ever issued came in 1958 from the Bank of America. It was actually first dubbed the BankAmericard and was only mailed to a select few clients throughout California.
The initial version of the credit card came in celluloid and cardboard before American Express introduced the sleeker plastic design in the following year in 1959. When you talk about the pivotal moment in the history of the credit card then you have to speak about the events that transpired in 1969. This was the year that the Interbank Card Association was formed. This was a group of California’s biggest banks that helped to drive home the idea of making credit cards widely accepted and accessible to all. It was shortly after this association was put together that MasterCard was created.
BankAmericard was issued worldwide in this short time frame as more countries and citizens came to be comfortable with the idea of credit. The names for the card would differ from country to country but they all served the same purpose. BankAmeritrade obviously didn’t roll off the tongue quite as well as MasterCard which is why the name was ultimately changed to Visa in 1976.
The rest, as they say, is history. The credit card continued to grow in popularity and is now a household payment method in the financial industry. Take a look at our guide on online casinos that accept PayPal to compare how other famous payment methods came to be what it is today.
Credit Card: Pros & Cons
- Quick and easy payments
- It’s something you already have
- Very safe and secure
- Provided by trusted financial companies
- Your bank may charge additional fees
Credit Card to other providers compared – how do credit cards measure up
The question that new players really want to know the answer to, is how does a credit card stack up against other payment methods? Well, there are a couple of things that make credit cards unique and there are definitely a few other fields where other payment methods have the advantage.
Firstly, making deposits with credit is instantaneous when using credit card online casinos. This is not wholly uncommon as making deposits using e-wallets like Neteller and Skrill is also instant. It certainly has the one up on things like a cheque or bank transfer though. Credit cards also have a unique feature in this regard as you can spend money you don’t have right now. You will of course need to pay that debt back later, but it gives you more freedom to make deposits when you want to.
As far as withdrawal time comparisons go, credit card online casinos are neither the worst nor the best. They are certainly faster than bank transfers and cheques, but they can’t quite match the withdrawal speed of an e-wallet like the ones we mentioned who have zero waiting times when it comes to withdrawals. Unfortunately, not all betting sisters will allow you to make withdrawals using a credit card so you may at times be rather limited. That is why it’s typically a good idea to use another payment method in conjunction with a credit card just in case you can’t make withdrawals on the betting site you are using.
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Most popular payment methods – alternative payment methods you can use
If you are not a fan of the idea of spending money that you don’t actually have then you may want to turn your attention to other popular payment methods. Most credit card online casinos will still offer you an array of different payment methods that should include those we are about to mention.
If you want to play it safe, then using a debit card from MasterCard or Visa is probably the way to go. You will find that a debit card shares most of the same deposit and withdrawal times as a credit card but without the option to deposit money on credit. You will have to deposit money that is actually in your bank account. This takes away the concern of spending on credit. Also, most betting sites accept debit cards, a deposit and withdrawal method do you open yourself up to tons more betting opportunities.
If you are looking to use an e-wallet, there are plenty of options for you to choose from. The most popular e-wallets are:
- PayPal – Which is the oldest and best-known e-wallet in the US today, that has also managed to evolve with the times. You can make PayPal deposits with FanDuel and a whole host of other US casinos providers.
- Neteller is a more modern e-wallet that is extremely popular as a deposit and withdrawal method in online casinos. BetMGM currently accepts Neteller deposits and a number of other e-wallets.
- Skrill is very similar to Neteller, and also offers a quick, safe and private deposits method to online casino players. Borgata is one of many major US online casino brands that accepts deposits from this payment method.
These e-wallets are mostly accepted by online betting sites so you shouldn’t have too many issues making your deposits and withdrawals. However, e-wallets like Neteller and Skrill are often excluded from welcome bonuses and promotions so if you have your heart set on claiming some bonuses then you may want to opt for a different payment option. To check out more options head to our guide on the best payment methods for gambling sites in the US.
Credit Card FAQ – what you need to know
What credit cards are accepted by most online gambling sites in the US?
If you want to use online casinos that take credit cards, then you will want to go for either a MasterCard or Visa option. You won’t find many online gambling sites that don’t accept these two options so it’s best to go with what is most popular when making an online casino deposit with a credit card.
Are there any transaction fees when using a credit card?
Typically, you won’t have to pay any transaction fees when using a credit card to make deposits and withdrawals on the best gambling sites in the US. However, you will still be charged interest by your bank. It’s also still worth checking out the credit card online casino that you are using in more detail to make sure that they don’t charge their own processing fees for transactions, although this is fairly uncommon.
What is the processing time for credit card withdrawals?
Your processing time for a credit card withdrawal can vary. If all goes smoothly, you can have your credit card withdrawal done and reflected in your account within 2-days. However, it can take up to 7 business days depending on the credit card online casino you are using and how long it takes for your bank to process the withdrawal.
Can I use a credit card for mobile betting?
Yes, you won’t have any issues using a credit card for mobile betting provided that you are using one of the online casinos with credit card options. That is all you need to concern yourself with. Apart from that, mobile betting with a credit card is relatively straightforward.
What are the maximum deposit limits for credit card online casinos?
You may find that your maximum deposit amount varies depending on what casino with a credit card you are using. However, you can expect to find that your maximum deposit is usually capped at around $5,000 per transaction. Your minimum limits may vary as well but are usually between round $5 and $50.
Conclusion to our guide on online casinos with credit card options
That brings us to the end of our guide on online casinos that accept credit cards as a form of payment. You should have a pretty clear idea about the benefits and disadvantages of using a credit card now. As you can see, credit cards provide users with more freedom to make not only speedy deposits but deposits whenever they want to.
If you’re still unsure about choosing from online casinos accepting credit card payments, then you may want to take a look at our guide on gambling sites that accept bank transfer payments instead.
Online Casinos accepting Credit Card Deposit USA FAQ
❓Can you find enough online casinos accepting credit card payments?
If you are someone that likes to conduct most of their payment with a credit card, then you will undoubtedly be looking for online casinos accepting credit payment options. Here at Las Vegas How To, we can help you find the best online gambling sites that accept credit cards as a payment method.
✍Do I need to verify my account when using a credit card casino online?
Most online gambling sites have their own way of doing things which is why it’s important that we cover each of them individually on our site. After reading our in-depth reviews you’ll know exactly whether or not you’ll need to verify your credit card with the best online gambling sites in the US.
💳What transaction fees are there when using online casinos credit card payments?
If you are worried about the transaction fees that you might incur when using online casinos credit card payments, then we can give you all the information you need on this matter. Our guide on online casinos using credit card payments will have you clued up on all the potential transaction fees you might run into when making your deposit and withdrawals on these gambling sites.
🔏Is it safe to use online casino credit card options??
This is a concern for many of the newer players on gambling sites in the US and it’s a fair concern. Here at Las Vegas How To, we can help to allay some of your fears about online casino credit card payments with our guide and our reviews. Visit our site to see whether or not you should be using credit cards for your online gambling endeavors.